Originally Posted by
pennystinkard
I'm curious, what is the opportunity cost of obtaining KF miles if you are based in SIN? I would've thought it would be easier there since it is the national carrier.
Without going into the details of the dozens of different cards available, I'll just do a very general estimate.
For daily spend/earn, the HSBC Advance card gives a minimum of 1.5% cash back, (capped at s$125/mth).
General miles cards give 1.3mpd for local spend = I need to spend 76.92 (singapore) cents to get 1 mile.
If I had swiped to the cash back card, I would have got 1.5% i.e. 1.15 (singapore) cents back instead of the 1 mile.