Originally Posted by sdsearch

How much "lying" are you doing if you're giving your name as the business name, your address as the business address, your phone as the business phone, saying you have 0 years in business and $0 business income to date? Isn't that all true even if you don't have a business?

That's the reason i suggested all those answers. Not only are they the "least lying", but also they're the answers least likely to have the bank ask you for verifying information (that you may not always be able to provide).

Look it as always "planning to" start a business, but those plans never work out (but you revive those plans as you apply for each business card).