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Thread: Obtain new Amex credit card even with frozen Credit Reports?
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Old Jan 14, 2018 | 4:00 pm
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Diplomatico
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Originally Posted by mhdena
My reports have been frozen for a few years, when I apply for Amex I unfreeze Experian for however long I think I'll need, 1-2 days or more depending on what other cards I'll apply for. It takes five minutes to unfreeze for me.

If you apply and the reports are frozen Amex will notify you to lift the freeze. Same as other banks.
Not necessarily true. AMEX does not always do a hard pull for customers who currently hold AMEX cards. I've applied for - and been approved for - both the SPG personal card and an AMEX Platinum card with all three of my CRA accounts frozen since the Equifax hack.
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