New here, sorry if this isn’t in the right place.

My fiancé just app’d for the altitude reserve.

App went pending, she called underwriting. Who sent her to verification dept. talked to them and answered some questions. Kicked back to underwriting. They said 1-2 days and kept saying she would have the card by Friday.

After doing the application. It asked her for a balance transfer.

Do you think she was approved ?
Stats at app:
Scores 771 EXP , 755 Transunion. 745 EQ
Scores as of yesterday

Accounts: About 50K in Credit available.
Disco 6 months old. 8.5k limit 1500 balance. Carrying a balance at 0 APR.
BoA 2 months old. 7K limit 0 balance
US bank 5 months 4K limit 0 balance
Amex 4 months 22k 1 dollar balance
Cap 1 2.4 Years 9K 0 balance
Amex AU 2K 0 balance

Retail cards.
Wells Fargo Sleep Plus
4 months old. 5.5k limit
$962 balance

7 open student loans all 4-6 years old.
23.6k in student loan debt.
Highest single loan is 3.5k. Been making payments of them for 2 years now.

3 student loan that are closed and paid in full. Total of the 3 loans 36K. 12K.
She paid these off first because the interest rate was way higher.

Income : 65K
Age 24.
AAOA: 2.8 Years.