My wife has both personal Premier and Plus cards. Application date was 10/1/17. Statement date is the 1st of each month. One of the cards completed $2k spend on 12/27 and the 60k points are coming. The other card completed spend on 12/31 with multiple grocery and restaurant purchases at night (but before midnight Eastern time). Statement for 1/1 closed and one supermarket charge ($90ish) didn't make the cut. Transaction activity history shows transaction on 12/31 but posted on 1/2/18. Obviously she didn't get the 60k on this statement and that's fine; should she expect a problem due to the 1/2/18 post date? (3 month mark is 1/1/18) Basically, does the transaction date or post date matter more for these deadlines?