Originally Posted by guv1976

While Hertz won't go after the other driver (And why should they? Hertz rented its car to you, not to the other driver), I'm sure that Hertz will happily accept payment from the other driver's insurance company to settle the claim. Have you contacted the other driver's insurer to find out: 1) whether they have been apprised of the accident; and 2) whether they plan to pay Hertz for the damage?

If you want/need to go through Chase, and if the terms and conditions of the Chase coverage require the submission of a police report, then I expect that you will have to obtain a police report. What's so "painful" about sending a check through the mail to obtain a copy of the police report from the police department that took the report?