Originally Posted by
godsquare
I also heard that some Chase CSR said that when you downgrade CSR, the pro-rate annual fee refund you would receive will be deducted by the travel credit you already spent in that cycle. Anyone have any first hand experience about this?
I'm the one that wrote
the initial article about this strategy back in August so I've been following this closely. Every data point so far indicates that the Chase rep was full of crap. There have been no deductions to any annual fee refunds--whether full or pro-rated.