TD had FYF on the AVI less than a year ago because I still have one in my wallet that I haven't had the AF come up on just yet. It has been a while though, at least 6 months or so by now?

Also, forgive me if this has been asked before, but how strict is GCR when it comes to the "new credit card holders only" stipulation for the MBNA AS MC $60 rebate? I last had the card not quite a year or so ago.