Originally Posted by
nomorecoach
Thank you.
I've read some comments that getting these annual fee refunds will cause a negative mark on your account with Chase and will further limit the ability to be approved for cards (and bonuses) in the future. Would you know anything about that?
I don't feel that those comments have any merit. The pro-rated AF refund is Chase's own policy, they offer it as a courtesy to keep a customer, and it happens automatically. Some have ethical concerns with downgrading shortly after receiving the bonus points to recoup much of the
initial AF of the CSR or CIP, but that's a different conversation.