Originally Posted by
tmiw
I opted out of prescreened offers so that if someone were to ever steal my mail, said thief wouldn't end up with a credit card application that they could use to steal my identity. Of course, BofA and Discover still mail me stuff anyway by virtue of having accounts with both.

Are these prefilled, or would the thief still need your SSN/DOB to apply? I was thinking most banks were moving toward the latter these days.