Originally Posted by
guv1976
I have a non-owned-auto liability policy from Travelers Insurance. Rates can vary widely, depending on age, driving record, place of residence, and, in some states, credit score. I now live in upstate NY. My six-month premium for $500K/$500K/$200K coverage is $34 (or $68 annually). That is almost certainly on the very low end of the premium spectrum for such policies. (If you live in NYC, I would expect the premium to be more than twice what I pay in upstate NY.)
As a data point, my premium in NYC for very similar coverage is around $120/year.