Originally Posted by
GREAKLY
Wow! This "ACE American Insurance Company" looks like one big monopoly. It seems that most (if non all) US-based car rental companies use them as underwriters on their TPL (SLI, SLP, API, RLP or whatever else they call it) policies. Yet, this company does not even have a website (I googled). It looks like they do not want to deal with the general public. But, sure enough, they try to overcharge people at the rental counter:
https://www.law360.com/articles/8506...-customers-say
So, is that it? I mean, is there ACE's monopoly in the US's rental car world with no other place to buy the TPL?
I don't recall who we used (and it changed a couple of times while I worked there), but Ace doesn't sound familiar, so I don't think it was them.
Here are some other companies whose names sound familiar to me:
https://www.sonorannational.com/rent...specialty.aspx
Originally Posted by
GREAKLY
Thank you for the input. As a person, who worked in that industry, do you know anything about this:
Is it just Herz's thing or there is, actually, some law which requires California-based car rental companies to provide primary liability protection to international customers? Since I found the same wording in the Dollar T&С I tend to think the later:
https://www.orbitz.com/Checkout/Prod...uAyYAf31BLABAw
By any chance, do you know, which California law requires rental car companies to provide minimal liability insurance for people with foreign-issued driver licenses?
I do not. I only know that California law allows rental companies to decline to extend their basic liability insurance to customers.
Hertz owns Dollar, likely contributing to the fact the wording is the same. (Hertz also owns Thrifty.)
FWIW, if you are outside of the United States, consider applying for the American Express Platinum International Dollar Card. It includes third-party liability insurance for car rentals.