Originally Posted by
AllieKat
Why? It puts the retailer at unnecessary risk of a fraud chargeback. If I had a shop in the US, and I was paying for a full-featured card terminal and the rates involved, I'd be livid if the processor disabled PIN and I'd tell them where to stick it.
Lost/stolen card fraud is already one of the smallest categories (at least for now) and the extra liability shift only applies if the card is PIN-preferring, so I'd say there's very little additional liability risk for most merchants. Anything that would make using the chip more often is still better than, say, forcing fallback, manually entering the card information or even simply declining to run the card entirely.
Of course, ideally everyone would have customer-facing stuff, but barring a significant increase in contactless payment that ship's probably sailed.