Originally Posted by
johnirvine
The normal way that Alpha Bank get security for their credit cards is to require a blocked deposit account for 10% more than the credit limit they give. With this, they do not need to see evidence of property ownership. Of course, mechanisms to pay the monthly bill need to be set in place like a current account or direct debit mandate.
I am not sure this is the case for Alpha Bank in Greece. As already stated, the last tax return summary is mandatory. Without a "strong" one you are going to be rejected. A friend of mine got rejected with a mediocre income of 10K.