Originally Posted by
Bidkat
Why is this practice allowed by the issuers, and how do we stop it?
Defeats the entire purpose of the code.
No.. it doesn't. It's another level of verification that the card number you gave me is actually your card. I didn't ask for your PIN. I would expect a customer to refuse to give me their PIN, but the CVV is designed exactly for this reason.
Anyone who refuses to give me a CVV code doesn't do business with me unless they are physically with me.