Originally Posted by
guv1976
Thanks.
It appears that the (free) Amex coverage terms changed just this month. The new coverage specifically allows use of car-rental company coupons and discounts; the old coverage used the unadorned charge-the-entire-rental language.
First time renting since the policies were changed. It says:
You use Your Account, American Express Membership Reward Points and/or American Express Pay with Points to hold or place a deposit at the time the rental is checked out and to pay for the Entire Rental from the Rental Company. Coverage will not be activated if You pay for any portion of the Rental Vehicle by some other means.
The definition of "entire rental" is
Entire Rental means the full rental cost for a Rental Vehicle, less any applicable Rental Company discount/coupon applied to the rental rate, charged to an eligible American Express Card and/or combined with American Express Membership Reward Points or American Express Pay with Points programs. Entire Rental does not include fees on a Rental Vehicle defrayed in full or in part with loyalty points from the Rental Companies or Common Carrier Frequent Flyer Miles.
Its late here but anyone know how to decipher that? So is there coverage if one uses free rental days (i.e. apply their Hertz points)? Does some charge need to hit the card (i.e. taxes)? If the standard/included insurance will not work when using points, will the Premium insurance work?
Thank you FT