The young adults in our family who no longer get charity opportunities for emiles have had their accounts for many years. Another much older family member has had her account only a little over a year, but she gets these opportunities (as do the middle aged folks with long time accounts). All have used emiles for charity donations in the past. So I still think it's age related. And I can't see why opportunities can't be offered, even if emiles thinks the likelihood of use is lower for young adults.