Hi I know I'm new here, but I just wanted to post if someone else had a similar experience and could help: So anyone remember the Amex Neiman Marcus offer back in January? It was $50 off $200 and I bought two $200 eGift cards (with two different Amex cards) and traded them into ABC Giftcards. They were accepted and I received a check in the mail shortly after. Well just last week, I got a letter from a collection agency stating that I owed ABC that traded-in amount of $320. Is this even legal? The trade in was 10 months ago and I never used the eGift cards. I looked online and found similar stories but those had no resolution. And I called ABC & Cardcash but kept getting the run around and the collection agency won't help either. Am I out of luck or anyone have any advice on what to do?