FWIW, no fraud on mine either. I've been checking my account a lot recently trying to work out how much I need to spend to hit the £7k threshold, since infuriatingly Lloyds don't give you any spend tracker like Amex. Grrr!

On the fraud front, I did have an annoying experience a few months ago where Lloyds sent me a 'was it you' text about a (£950) payment I'd made, saying this had not been debited and instructing me to make it again... so I did... and of course it was then debited twice. They did at least credit me 30 odd quid for the inconvenience when I complained.