Originally Posted by
garykung
Seriously - you don't need others to endorse your position.
If you think this is a card for you, go for it.
This has nothing to do with Citi. It is a Costco thing.
1. The 3% FTF does not apply to any foreign Costco locations.
2. The card has no AF. However, if you simply want the card, then there is a practical $60 AF.
This! Unless one MUST shop at Costco anyway. Some people cannot live without.