Originally Posted by
Hawaiian717
OP stated they might not keep the CSR.
I would recommend the OP keep the CSR if they are able to gobble up the $300 credit every year. Obviously the OP travels so the CSR makes sense.
The OP also stated this card would only be a backup, so not worth a HP (even though one HP on each bureau isn't a big deal, but try to avoid them as much as possible).
Does Chase do retention offers?