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Thread: BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
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Old Nov 11, 2017 | 10:30 pm
  #9  
fliesdelta
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Originally Posted by KIcarus
However, if I request a credit limit increase with a BoA card, that hard pull...
This is just one data point, so take it with a grain of salt: two months ago I requested a CL increase on my AAA Visa card (BofA issued), and it was granted with a soft pull (during the call to get this done, I asked the agent if the request would incur a soft or a hard pull, she replied "only a soft pull", so I told her to go ahead).
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