Originally Posted by
AllieKat
1. IfIf you don't sign it, the thief can. Because you didn't take reasonable precautions, zero liability won't apply.
2. Why on earth are you carrying a checkbook around with you??? Quit doing that if you care at all about security.
1. Sure the thief can do that. But what additional advantage would it give him? Meaning, what can he do with signing it, that he can't leaving it unsigned?
Someone I know uses an unsigned card in US and overseas, and I just asked, there wasn't anything he couldn't buy because of that.
As for liability, I've myself disputed charges, never did the CC company ask if my card was signed or not. Have you had a different experience? Or do you know of cases where the CC company: sorry you didn't sign your card, so we won't cover you.
2. Good point
Maybe I'm just old school LOL.
But you could have a break-in.
My overall point is:
Signing a CC doesn't give any additional benefit over leaving is unsigned. BUT it does create a risk of exposing your signature. Even if it's a very small risk, it is there without a benefit to compensate.