Originally Posted by JBord

I'm not sure how it works in the U.S. I know most kids, including my 3 nieces are likely to have savings accounts but not checking accounts. Since 18 is the legal adult age here, banking and financial products tend to kick in at that age. Again, no real first hand knowledge, but I think someone under 18 could get a stored value card, and probably a debit card with a checking account, but not a credit card (maybe with a co-signer?).

I think, in any case, most people would agree it's not all that common.

Anyway, that's all I was saying with my original post before I was questioned on it.