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Thread: Foreign exchange rates discussion [FOREX]--all cards
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Old Nov 6, 2017, 1:08 pm
  #472  
Kremmen
 
Join Date: Feb 2001
Programs: IHG Diamond, HH Diamond, BW Diamond Select, Accor Silver, Marriott Gold
Posts: 4,228
Originally Posted by kayanco
1. It's sounding like MC is generally better than Visa? How much can we say in terms of % overall/on average that MC is better?

2. Would it be true to say that using Visa would still be better than exchanging USD for local cash and using cash?

3. How about the Charles Schwab Visa debit? Does that give good rates?

Thanks for helping me figure this out.
1. For me, it's been about 0.5%.
2. Absolutely. A Visa card with no foreign exchange fee is still better than cash and earns you points/miles.
3. No idea. I'd never contemplate using a debit card instead of earning points/miles.
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