Originally Posted by philemer

The 5/24 rule is only applied by Chase Bank when you apply for a Chase card. If you have opened 5, or more, new cards (Chase doesn't count Business cards normally) in the last 24 months, from ANY bank, you will not be approved for any Chase card. Since you have opened 5+ cards in the last 24 months forget anymore Chase cards. Concentrate on cards from Amex, Citi & Barclays. I'd go for Business cards first if you can.

You really need to go to the Chase Forum and read the "Applying for Chase credit cards..." thread. Start with the Wiki.