Originally Posted by
mnbp
Why do you need any Amex product? What does an Amex product give you? Sounds like you are already DM and don't need the waiver, and even the MQMs don't matter. Based on your comments thus far, I don't see that an Amex product gives you anything you don't already have.
As well as the insurance ($17 or thereabouts per rental), I travel a lot internationally and prefer a card without exchange fees.
The car insurance has already paid for itself 50x over, since my wife backed into a post in the UK last year!