Originally Posted by
kayanco
Btw, Schwab told me that they need notice even for other states within the US.
Eh, I've never bothered with giving notice for US use for any card, including Schwab's. Haven't had problems.
Originally Posted by
TObject
I tried to withdraw a small amount from an ATM in Aruba this year, without travel notice, just to see what happens. And the transaction went through fine.
But I do give travel notice every time I actually anticipate using the card abroad.
Yeah, Schwab is way more touchy about international use in my experience. Though perhaps the ATM was chip based and they concluded that the fraud risk was low.