Originally Posted by
DaveInLA
I SM'd the spend by date for each of the 2 cards separate. Reply for both cards (from different people) was 1/25/18. I applied on 10/1 late night (probably early 10/2 EST), so 1/25/18 is 115-116 days from application date. This is in line with what Doctor of Credit wrote, but I don't want to rely on this. I'll probably spend up to $1900+ early December, then finish it off on 12/31. Charge wont finalize until 1/2 or so, and I'll get the points on 2/1. (My statement date is 1st of every month)
Do as you wish but 1/2/18 is beyond 90 days so if you are that worried I would have the charge that puts you over $2k post sooner
In the past we have had reports of cards being hacked and the fraud put them over $2K and the points posted in the wrong year
That being said I am using our cards for the first time when we spend $4K on 12/30/2017