Originally Posted by
Newbie2FT
I searched Squaremouth.com and found a whole bunch of travel insurance policies that include trip delay coverage -- many of which are available to non-US citizens/non-US residents, and so would be available to [MENTION=234278]Xandrios[/MENTION]
Here was one basic search I conducted:
https://www.squaremouth.com/quotes/5A58-2D00
Most of them included trip delay coverage of $250 - $500 USD per person per day, after 6 - 12 hours of delay, for a premium of anywhere between $4 - $160 USD. Trip delay was only one of the benefits offered by most of those policies. (For my sample search I used the example of a young man on a cheap trip for a short period of time.)
Also, as others have mentioned, even some credit cards offered by European banks include trip delay among their benefits.
This is very different from European-style travel insurance products. Most European-style travel insurance covers a range of risks, medical cover in case of accident and repatriation costs as well as civil liability being the biggest risks in these policies. These all-purpose travel insurance products also cover things like missed departures, travel delays, etc... This is what Europeans typically understand by "travel insurance". The products that come under your search are more targeted to North-American approaches to "travel insurance" and are products that focus primarily on travel disruption-type risks. Seen with European eyes, they are very expensive products for what they are given the narrow nature of the risk thabt they cover compared to multi-risk travel insurance products sold in Europe. In any event, these are products that are almost entirely unknown in Europe. Some of them may technically be open to Europeans but virtually no-one this side of the Atlantic buys those products (in the same way as virtually no-one in the USA buys European-style travel insurance). The fact that these policies tend to be priced in USD is consistent with this.