Originally Posted by
aGeist
Okay, so I've been using Android Pay and it works immediately at the terminals that accept NFC cards (almost all Polish debit/credit cards... USA is behind). Used it at Auchan, a few restaurants and a nice one last night. Never been prompted for the currency.
BoA rates are practically the same as the exchange rate (well, using Google), so essentially there's no fee at all.
Yeah, I used Apple Pay almost everywhere in the UK as well (there were like 3-4 transactions at places that didn't support contactless). Not looking forward to going back to store clerks looking at me like I grew horns when I attempt to use contactless.
Funny enough, one of the only places that didn't support contactless actually tried to DCC me (Harrods). I had full control of the terminal, though, so it was easy to decline.