I am new to gold membership BAEC and I have a few questions. My understanding is that:

1/ Gold member: Any booking I make using avios can be changed/cancelled without any fee (I am the only traveller in that booking). Am I correct?

2/ Gold member + family: Can I change/cancel reward flights without any fee when booking was made using my gold account for me and some other people on my account i.e. my family (I am the only one gold)?

3/ family only (no gold member): Same question when I am actually not travelling on the booking. Only people on my household account i.e. wife and children.

Thanks for your help in advance