I'm not sure. The wording of the marketing language is ambiguous:
...could mean:
A) There is no coverage for personal rentals
B) These is secondary coverage for personal rentals
The difference between primary and secondary is immaterial when renting outside the USA. I hope the language in the benefits guide is more precise.
Should be easy: A).
since business cards shouldn't be used for personal expenses. period.
Here's a sample application offer terms:
https://applynow.chase.com/FlexAppWe..._type=appterms
where it clearly says: "By becoming a Visa Business Card cardmember, you agree that the card is being used only for business purposes and that the card is being issued to a public or private company including a sole proprietor or employees or contractors of an organization."