FlyerTalk Forums - View Single Post - Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]

Oct 23, 2017 | 7:30 am

#517

mikesyr18

Join Date: Mar 2017

Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.

Posts: 2,035

Quote:

Originally Posted by pallhedge

It's not all that surprising. I applied last week and was declined, even though I knew I had little to no chance. 8/24 and 800+ FICO. I figured I'd roll the dice on the higher offer. I was also declined for Barclay's Arrival+ earlier in the month.

The fact that a bank's marketing department targets you has no bearing on whether or not their underwriting department will approve you.

Knowing you had no chance?

Anyone with an 800+ FICO should expect to be approved for a Capital One card at a high limit (unless you're over 1/6). I would've been more shocked at a denial than anything. We're not exactly talking about the JP Morgan Reserve here.

Last edited by mikesyr18; Oct 23, 2017 at 7:31 am Reason: Added 1/6 rule.

Reply