First time poster and first credit card experience with Capital One. I've been receiving targeted solicitations from CO almost weekly for years. Received one yesterday. I decided to apply for the Venture 50k offer. Denied!! Reason: number of bank cards tradelines opened in the last 24 months. I am over 800, perfect credit history. I hold a total of 5 cards (3 renewed this year). I am currently at 4/24. Never been denied for credit. So why am I their targeted customer? Well this was a horrible credit mistake. Warning folks.