I am a younger traveler trying to decide which airline and hotel to add to the top of my loyalty list. I have the Sapphire Reserve, which I use in conjunction with my freedom unlimited and my husbands Freedom. My husband spends a lot (and makes a lot), so it is crazy how much points he gets! Which he then sends to me, so we can make travel plans.


What airlines and hotels get you the most out of your ultimate rewards points? Do the 1-for-1 airlines/hotels make the top of the list for you? Is it better to go with them?

For reference, I typically travel from DC to Orlando, NYC, Dallas, and Syracuse most often. Internationally Ireland and the UK. This whole points thing is just very overwhelming.