Regarding travel insurance, does anyone know what the 'covered' reasons are?
"Provides reimbursement of up to $5,000 per person, per trip, for the unused prepaid non-refundable travel expenses including passenger fares, tours, and hotels if you have to cancel due to a covered reason."
Most airlines refund cancellation/change fees on non-refundable tickets for 'covered' reasons s.a. medical/family emergency already.
I hate how vague their information is before you apply for the card. I did get mine, and several days later got the fine details. This pic shows the relevant information for what is considered a "Covered Reason" for trip cancellation/interruption coverage: