Originally Posted by JonNYC
To me it sounds very, very, very suspicious. A MLM scheme but w/ too good of a prize.
That's what I thought too - but I've read everything in the T/C's & sounds legit - if you choose to apply for the HH Amex, it takes you straight to the application page on the Amex Server - if you go to Ancestry.com, which is what I did for a free 2 week trial, it takes you through a referral window - worst case scenario, if something does get charged, then you just dispute with your CC company. I think it's legit - but I could be wrong - which is why I used Amex (they're great about rejecting payment on things if need be) & a junkmail account - just click through the "survey" (no's for all) and then do the offer.