Originally Posted by
loun80
Looking for a suggestion. I currently have the RBC Visa Infinite Privilege card and it is up for renewal October 16. I accepted their offer a year ago because they offered 25,000 points. Now that it is up for renewal for $399 a year, I don't think it is worth it. Is there similar card that offers 1.25x points per dollar spend?
it really depends on what you plan to use the points for. Off the top of my head:
Amex Biz Plat - $399 fee but you'll get 75k welcome bonus via referral and earn 1.25x transferable to Aeroplan and BA Avios.
Amex Personal Plat - $299 (2 x $200 travel credit if you only keep 1 yr) i believe sign up bonus is 60k via referral and again earn 1.25 transferable to AP and Avios
SPG AMEX - $120 25K sign up bonus and you get a plethora of airline transfer options and you get the extra 25% when you convert 20k pts
AMEX Cobalt - the new comer $120 ($10 a month) if you spend in the dining/groceries category you get 5x the pts transferable to SPG at 2:1 so it's like earn 2.5 spg pts in that category.