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Old Oct 9, 2017, 8:24 am
  #450  
DiMAn0684
 
Join Date: Aug 2014
Location: BOS
Posts: 550
CL cycling involves spending that's higher than the available CL. I have cards with good rewards on certain categories but low CL and I tend to pay those off before the statement is generated so that 50-70% CL utilization on a given account does not get reported to credit agencies and my credit score does not take a temporary hit.
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