Originally Posted by
abhilife2001
I have a offer for 50k + 1 yr free.. but frankly don't wanna pay $195 the next year as my spending pattern will not justify this AF.
I can't find the link now but it's discussed here somewhere or you can also try google BUT know that so called AXP RAT (report abuse team) exists and IIRC, they are after those they perceive are just going after rewards and then cancel the card to avoid AF. Check details and "hide" before they catch you by surprise. Forewarned is forearmed.