705 is a decent score. Have you seen what cards you're pre-qualified for?
https://www.americanexpress.com/us/c...ers/?eep=28004
If you only have 3 months of credit history though, I'd recommend waiting a bit longer.
(Additionally, use this link for Citibank cards:
https://www.citicards.com/cards/cred...isInvitation=N )
Last edited by Xlr; Oct 1, 2017 at 7:29 pm
Reason: Fixed link