Originally Posted by Need

Business account keeps your activities online (downloadable as tab delimited) for about 18 months maybe longer. Personal account keeps them for 90 days. I have to download my transactions on my personal account every 3 months. The year end pdf summary can't be easily convert to database format.

When you merge, do you get business or personal account in the end? If it is business, I may just go apply for a business card just so I could merge the accounts!