Originally Posted by
Smiley90
I didn't even realize this, but the 5x includes restaurants? That's amazing.
so if you spend 500CAD/month on restaurants/groceries, for the first year, that's
10k signup
30k bonus
500*12*5=30k bonus
= 70k total
Beats the gold via SPG-transfer to FFP's for miles/spend, too. Probably worth it at least for the first year IF you spend 500/month on 5X categories anyway. (and if visa gift cards from grocery stores count towards 5X then definitely)
To get the whole bonus, you need to spend 3*1000+9*500, so that's 37,500 MR for your spend if you only spend in the 5× categories, in addition to the 40,000 signup and monthly bonus. Total would come to 77.5k.