Originally Posted by
Davyboyo
They had a few reasons on the letters they sent out but I recall "rapidly increasing balances" being the common theme. CIP/CSR/CSP/United. It may have been a combination of factors and maybe they would have overlooked the MSing but I believe I was considered high risk due to too many new accounts, rapidly increasing balances and the obvious MSing may have been the tipping point. I did file a cfpb to no avail.
I'm surprised they even gave that level of detail. Most banks are super secretive and just refer to their T&Cs that they can cancel without notice for no reason at all.