Originally Posted by
CPMaverick
...I get the most value out of the free redeposit on award tickets. The complimentary C+ and choice benefits are nice. But I've already decided to not bother stretching to PM next year, I'll drop down to Gold.
Wife is dropping from Plat to Gold next year because she's not earning the MQM's despite the cc waiver and 10k miles bonus from $25,000 annual spend on a Delta Platinum Amex credit card. Because she travels with me (a Diamond), her status doesn't get her any additional domestic upgrade benefits. She's thinking of dropping the Amex card to save the $195 annual fee. She feels her Chase Sapphire Reserve card is enough. With no Amex waiver, she'll drop again the following year to Silver status on Delta based on MQD's. Outside loss of access to the few and far between Skyteam lounges on international coach travel at Silver level, neither of us see much downside to such a move.