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Old Sep 20, 2017 | 3:43 pm
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rocky_nnc
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Join Date: Jan 2016
Programs: Chase/Citi/MB/Amex/
Posts: 366
Using American Credit Cards in India

I have been trying to decide on giving a credit card to my family back in India.
I am not really thinking of getting a new one, might get if its needed but should be a keep for long term, can't keep sending it from here.
Lot of things to worry about.
1.Foreign Transaction Fee
2.Annual Fee
3.Authorized User Fee
4.Points worth & usage & accrual
5.Acceptance in India.

1.SPG 2.Discover 3.Bofa Travel 4.Chase Reserve are the picks while non category works better.
I have a few more but worthless AA cards which i wont tend to keep after a year.

Or is it better to get another discover card 1.5% cashback to use whenever Amex is not accepted and worst case Bofa. Discover needs SSN to add authorized user :-(
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