Using American Credit Cards in India
I have been trying to decide on giving a credit card to my family back in India.
I am not really thinking of getting a new one, might get if its needed but should be a keep for long term, can't keep sending it from here.
Lot of things to worry about.
1.Foreign Transaction Fee
2.Annual Fee
3.Authorized User Fee
4.Points worth & usage & accrual
5.Acceptance in India.
1.SPG 2.Discover 3.Bofa Travel 4.Chase Reserve are the picks while non category works better.
I have a few more but worthless AA cards which i wont tend to keep after a year.
Or is it better to get another discover card 1.5% cashback to use whenever Amex is not accepted and worst case Bofa. Discover needs SSN to add authorized user :-(