Originally Posted by
eigenvector
In Thailand, for example, ATMs charge extortionate fees to foreign cards and have very low limits to force you to pay the fee over and over.
...
In Cambodia many ATMs are not connected to debit card networks and will only give cash as a credit card advance, which will come with fees that dwarf any exchange rate spread from an exchange counter.
Neither of these match my Schwab card experience in those countries.
Originally Posted by
eigenvector
My advice specific to these countries - bring USD and exchange it. You will get a better rate than the Maestro network and with no fixed fees.
I believe this is very, very, very bad advice.