Originally Posted by
gkbiiii
This card looks great, I like Capital One and rather have cash back, rather than "in-program miles".
As show above the card pays 3% on dining, but also 2% on Gas & Groceries!!
So what is the general opinion of this new card, is it worth getting and how hard is approval?
I have a C1 Miles card, and so DID my wife.
She had about 130,000 points on it, and converted it to another C1 card and
C1 converted it to cash, so then she was given $1,300 into her account as credit.
From how I understand it, to use 'miles', you have to have enough points to
cover the ENTIRE cost of the flight, you can't use all your miles and be short, and make up the difference with cash. All or none. ?
The flight she wants is $2,400, so she would not have enough points for it for a couple more years, hence the switch.