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Old Sep 11, 17, 5:50 am
  #121  
pallhedge
 
Join Date: Sep 2011
Posts: 1,109
Originally Posted by carlitos View Post
So you have the option to downgrade from CSP to Plain Sapphire before the first annual fee posts on CSP, but you do not have the option to upgrade from CSP to CSR before the 1st year anniversary?
Correct. The CARD Act forbids cc issuers from increasing your annual fee in the first year. CSP->CSR would increase your AF.
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